Your focus this year could be on your work or career situation. Money demands could intensify this focus in October when you see that there are ways to improve finances and quietly supplement your income. You might want to make some changes in November, and family or friends may try and dissuade you in January. Take things slowly and act in your own time. A personal dream could come true in February. A new love may bloom in March. June will be rich in good luck and much two-way generosity. Have a splendid and elegant end of year!